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If you must decide to form good personal finance habits, begin today, whether it's for yourself or for your children. The earlier you establish good finance habits, the more it will have a stronger hold on you. Remember that the more you delay changing bad finance habits, the more money you'll waste.

Perhaps that is more my bank that seems to make it take 3-4 days, but nonetheless, it is frustrating. That means that I’m fronting the money for shipping costs before I can even touch the money that I was paid.



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You can sign up for a service that might allow you to look at your credit reports any time you feel the need. This is great for those who are going to buy a home, or perhaps for those who have been a victim of identity theft. The sooner you see the mistakes and errors, the sooner you can clean them up and contact the authorities if needed. It’s amazing how something as simple as your credit report can pretty much determine how your life will go.

A lot of things have been difficult about the new investment management company. The most difficult, of course, has been giving up some control over my investments. When I first hired the investments management company, I tried to keep as tight a leash as possible. I wanted to know about every transaction, approve every decision, and in general keep my hands in the pie at all times.



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Wednesday, November 19, 2008

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